Trust SoCalDrug & Alcohol Treatment Center
Trust SoCalDrug & Alcohol Treatment Center
Addiction treatment is an investment in your future. We help make it accessible through insurance, financing, and personalized payment options.
One of the most common reasons people delay seeking addiction treatment is concern about cost. We understand this worry, and we want you to know that treatment is more accessible than most people realize. The majority of insurance plans now cover substance abuse treatment thanks to federal legislation, and Trust SoCal works directly with your insurer to maximize your benefits and minimize out-of-pocket expenses.
The real question is not whether you can afford treatment -- it is whether you can afford not to get treatment. Untreated addiction costs individuals, families, and communities exponentially more than recovery ever will, both in financial terms and in the immeasurable toll on health, relationships, careers, and quality of life. At Trust SoCal, we are committed to helping every person who contacts us find a financially viable path to recovery.
Below, we provide transparent information about the costs associated with different levels of addiction treatment, explain how insurance coverage works, outline our self-pay and financing options, and put the cost of treatment in perspective against the ongoing cost of addiction.
Treatment costs vary based on the level of care, program duration, location, and amenities. The ranges below reflect national averages and provide a general framework for understanding costs.
24/7 medical supervision with medication management to safely manage withdrawal symptoms. Includes physician oversight, nursing care, and medication administration.
Full-time, live-in treatment with individual and group therapy, clinical programming, and structured daily schedules in a supportive environment.
Full-day clinical programming (5-6 hours/day, 5-7 days/week) without overnight stay. Ideal for stepping down from residential care.
Structured therapy sessions (3-4 hours/day, 3-5 days/week) that allow clients to maintain work, school, or family responsibilities.
Individual and group therapy sessions (1-2 times/week) for clients who need continued support with maximum flexibility.
Important: These are national average ranges and actual costs vary significantly. Many clients pay substantially less than these figures after insurance coverage is applied. Trust SoCal will provide a personalized cost estimate based on your insurance benefits and treatment needs. Call (949) 280-8360 for a free, confidential benefits check.
The Mental Health Parity and Addiction Equity Act and the Affordable Care Act (ACA) require most health insurance plans to cover substance abuse treatment at the same level as medical and surgical services. This means your plan likely provides coverage for medical detox, residential treatment, PHP, IOP, and outpatient therapy.
The amount you pay out of pocket depends on your specific plan details: your deductible, copay or coinsurance rate, whether the provider is in-network, and any annual or lifetime maximums. Trust SoCal's admissions team handles the entire verification process for you, contacting your insurer directly and explaining your benefits in plain language before treatment begins.
Many of our clients are surprised to learn that their insurance covers a significant portion -- sometimes the majority -- of treatment costs. Do not let assumptions about cost keep you from exploring your options.
Don't see your insurer listed? Call us -- we work with many additional plans and can check your coverage in minutes.
If you do not have insurance or prefer not to use it, Trust SoCal offers several self-pay options designed to make treatment accessible. Some clients choose the self-pay route for the privacy it provides -- no Explanation of Benefits (EOB) statements are sent to your home, and no treatment records are shared with your insurance company.
Our financial counselors work individually with each self-pay client to develop a payment arrangement that fits their situation. We offer competitive private-pay rates, flexible monthly payment plans, and sliding-scale fees based on demonstrated financial need. We firmly believe that financial circumstances should not determine whether someone receives life-saving treatment.
Spread the cost over monthly installments that fit your budget.
Reduced rates for individuals who demonstrate financial hardship.
Use pre-tax health savings to reduce the effective cost of treatment.
While the upfront cost of treatment can feel significant, it pales in comparison to the ongoing financial, physical, and emotional toll of untreated addiction. Consider what addiction truly costs:
The average person with a substance use disorder spends over $100,000 on their addiction over its course, including direct costs of substances, lost wages, legal fees, and medical bills from untreated health consequences.
Individuals with untreated substance use disorders incur healthcare costs roughly twice those of the general population, including emergency room visits, hospitalizations, and chronic disease management.
Substance use disorders cost the U.S. economy over $600 billion annually in lost workplace productivity alone. Individual lost wages, job terminations, and career stagnation add up quickly.
DUIs, drug charges, and related legal issues carry fines, attorney fees, court costs, and potential incarceration that can follow a person for years and destroy career prospects.
According to the National Institute on Drug Abuse (NIDA), every dollar invested in addiction treatment yields a return of $4 to $7 in reduced drug-related crime, criminal justice costs, and theft alone. When healthcare savings are factored in, total savings can exceed costs by a ratio of 12 to 1. Treatment is not just a medical decision -- it is one of the most sound financial decisions a person or family can make.
Beyond the numbers, treatment restores what addiction takes away:
Take the first step toward recovery today. Our admissions team is available 24/7.
Without insurance, rehab costs vary widely depending on the level of care. Medical detox typically ranges from $500 to $1,500 per day for a 5-to-10-day stay. Residential treatment can cost between $5,000 and $30,000 per month. Outpatient programs like IOP range from $1,500 to $10,000 per month. Trust SoCal offers self-pay options including payment plans and sliding-scale fees to make treatment accessible. Call (949) 280-8360 to discuss pricing for your specific situation.
Yes. Under the Mental Health Parity and Addiction Equity Act and the Affordable Care Act (ACA), most health insurance plans are required to cover substance abuse treatment at the same level as medical and surgical care. This includes coverage for detox, residential treatment, PHP, and IOP. The extent of coverage depends on your specific plan, network status, deductible, and coinsurance. Trust SoCal accepts most major PPO insurance plans and will verify your benefits at no cost.
Yes, Medi-Cal covers substance abuse treatment services in California through the Drug Medi-Cal Organized Delivery System (DMC-ODS). Covered services include outpatient treatment, intensive outpatient programs, residential treatment, medication-assisted treatment (MAT), and case management. Coverage specifics can vary by county. Contact Trust SoCal at (949) 280-8360 to discuss Medi-Cal coverage options and determine what services may be available to you.
Several options exist for individuals who cannot afford private treatment. State-funded treatment programs, federally qualified health centers, and nonprofit organizations offer low-cost or free services. SAMHSA maintains a national helpline (1-800-662-4357) that provides referrals to local programs. Many treatment centers, including Trust SoCal, also offer sliding-scale fees and payment plans. Insurance coverage, even through Medicaid or marketplace plans, can significantly reduce out-of-pocket costs.
Yes. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) can be used to pay for qualified medical expenses, which include substance abuse treatment. This applies to deductibles, copayments, coinsurance, and in many cases, direct payment for treatment services. Using pre-tax dollars through an HSA or FSA effectively reduces the overall cost of treatment. Contact your plan administrator or Trust SoCal's financial team for guidance on how to apply these funds.
Most insurance plans cover medical detoxification, inpatient/residential treatment, partial hospitalization programs (PHP), intensive outpatient programs (IOP), outpatient therapy, medication-assisted treatment (MAT), and mental health services for co-occurring disorders. However, coverage levels, deductibles, copays, and authorization requirements vary significantly between plans. Trust SoCal's admissions team will verify your specific benefits and explain your coverage in plain language before treatment begins.
Research consistently shows that addiction treatment provides a positive return on investment. NIDA estimates that for every dollar invested in treatment, there is a $4 to $7 return in reduced drug-related crime, criminal justice costs, and theft. When healthcare savings are included, total savings can exceed costs by a ratio of 12 to 1. Beyond financial calculations, treatment restores relationships, careers, health, and quality of life that addiction systematically destroys.
Yes. Trust SoCal offers flexible payment plans for self-pay clients and for individuals who need to cover deductibles or coinsurance amounts not paid by insurance. Our financial counselors work with each client individually to develop a payment arrangement that makes treatment financially feasible. We believe that cost should never be the reason someone does not get the help they need. Call (949) 280-8360 to discuss your financial options confidentially.
Our admissions team is available 24/7 to verify your insurance, explain your benefits, and help you find an affordable path to treatment. The call is free and confidential.